Finance products flip that equation:
- No Carrying Cost → Intangible products with no depreciation and no holding cost.
- High-Margin Profit Center → Higher net to gross than front-end vehicle PVR
- Selling the right products drive customers back to your store, creating fixed ops opportunities, and another chance to buy their car, sell them another car, get a referral, and increase the ACV of their car when they trade or sell it to us.
👉 Simply put: every dollar of F&I gross is more valuable to your dealership than a dollar of vehicle gross.